Risk Management and Insurance

The office of Risk Management has the responsibility of identifying, evaluating and managing any loss exposures faced by the University.

This can range from a fire in one of the Living Learning Centers to a computer stolen out of one of the computer labs. We provide all administrative services related to University insurance, which includes the following:

Medical/Maternity Leave

Medical Leave

In order to streamline procedures and assist employees with medical leaves, all employees (full-time, part-time, clerical, administrative, faculty) requesting a medical leave should submit a Medical Leave Request Form to Genny Hughes, Disability Claims Manager. Employees should give their supervisor at least 30 days advance notice of the need for a medical leave. If the 30-day notice is not possible, notice should be provided as soon as possible.

Medical Leave Request Form

Read The Administrative Policy (TAP NO.15) which pertains to medical leave for more information.

Maternity Leave

Maternity Leave is treated as any other Medical Leave(refer to TAP No.15). The standard medically necessary time off is 6 or 8 weeks, depending on type of delivery. Sick leave and disability benefits are based on your employment classification. Employees covered by a collective bargaining agreement should refer to their contract.

Medical Absence Claim Form

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Insurance Information

Automobile Coverage

This insurance covers any damages or losses to University owned, leased or rented vehicles. Any employee involved in an auto accident or fender bender should notify Genny Hughes at 412-396-6677.

When employees are renting vehicles they should:

  1. Use a University credit card when possible and
  2. Waive the rental company's insurance, because they are covered by the University insurance.

The exception to this is if you are renting a vehicle in Canada or a foreign country, then you should purchase the rental service insurance.

Property and General Liability

This insurance is designed to protect the University and employees from a wide variety of liability exposures.

Liability insurance sometimes is called third-party insurance because the insurance protects the insured (Duquesne) against suit by a third party.

Professional Liability

This insurance indemnifies the University for any loss sustained because of an error or oversight on the part of an employee in the course of his/her performing University activities. This includes all students during University sponsored internships.

Student Health Insurance


UNIVERSITY POLICY REQUIRES ACTION BY ALL FULL-TIME GRADUATE, UNDERGRADUATE AND INTERNATIONAL STUDENTS REGARDING HEALTH INSURANCE COVERAGE


All full time students must have adequate medical insurance coverage and provide the University with verifiable proof of coverage. If a student does not provide proof of such insurance or enroll in one of the two plans offered by the University, they will be automatically enrolled in the Standard Plan, and their student account will be billed for the cost of the insurance.
You must provide proof of coverage or enroll in one of the two plans by completing the appropriate online form by August 31, 2009.

NEW ONLINE PROCESS FOR 2009-2010

1. Log onto: www.gallagherkoster.com, click on College and University Students, and select Duquesne University Domestic or Duquesne University International from the drop down menu.

2. Click on ‘Student Waive/Enroll Forms'. You will be required to log in to submit a waiver or enrollment form. Your User ID and Password are…

User ID – Duquesne University Email Address
Password – Student’s Banner number which appears on your Student Account on-line bill (Ex. D00000006) and also provided to students in a letter from Highmark BCBS mailed to full time students who were registered for classes by May 29, 2009. Students enrolled after that date will receive a post card and follow up emails to their Duquesne email address. You will also need this number to complete both the enrollment or waiver forms.

3. Once logged in select the '2009-2010 Duquesne University Enrollment or Waiver Form'. If waiving the insurance, have your current health insurance ID card ready as you will need this information in order to complete the waiver form or simply complete the enrollment form if you desire to enroll in the coverage.

If you have tried to log on to www.gallagherkoster.com and have had problems, it may be for one of the following reasons.

You are not registered for classes yet, you are not a full time student or you are a PhD student.


If you are not registered for classes yet you will not be able to access Gallagher Koster’s web page until 1 week after you complete your class registration.


If you are a PhD student please send an email to hughes@duq.edu including your full name and school of study and contact information so that you can be added to Gallagher Koster’s enrollment system.


Regarding dependents, which include spouse and children, you must enroll yourself first and then print the Dependent Enrollment Form found on www.gallgherkoster.com. Complete the form and return it to GK along with a copy of your marriage certificate and/or birth certificates for children.

2009– 2010 Duquesne University Student Health Plans:

Summary of Highmark Enhanced Plan

Summary of Highmark Standard Plan (default plan)

For more information or questions call 877-344-9795. You can also email questions to: DuquesneStudent@gallagherkoster.com

Dental insurance coverage is available for full time sudents on an optional basis. The University has partnered with United Concordia insurance company to offer the Concordia Flex® dental plan to students. Duquesne University does not receive any financial or other consideration from United Concordia. This optional service is offered for the convenience of our students. Premiums for coverage from August 1, 2009 through July 31, 2010 are:

Student only - $232.00
Student and Family - $608.00

Payment in full is made directly to United Concordia and is due at time of enrollment. Enrollment must be made by August 31, 2009. To find out more information or to enroll now, visit www.ucci.com/DuquesneStudentDental or call 1-800-332-0366

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Vehicle Use

Any employee or student wishing to drive a University vehicle must complete an Application for Driving Privileges.

The Vehicle Safety & Use Procedures and Tap No.38 provides guidelines and expectations of University drivers operating University vehicles.

Transportation Hierarchy

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Worker's Compensation

Program Guidelines

Duquesne University has a responsibility, as defined by the Pennsylvania Workers' Compensation Act, to provide wage loss compensation and payment for reasonable medical services and supplies for faculty, staff and student employees who sustain work-related injuries or illnesses during the course of employment.

To meet this obligation, Duquesne has an established program that evaluates such incidents to determine fiscal liability, proper medical management and possible solutions to prevent future injuries or accidents. In compliance with the provisions of the Act, the University has elected to be a self-insured employer.With this election, the University retains a Third Party Administrator to assist in the administration of this program. Duquesne has implemented procedures for reporting and obtaining medical treatment for work-related injuries and illnesses.

These procedures include the utilization of a designated Panel of Medical Providers to treat such incidents. Compliance with these procedures will provide effective medical treatment while efficiently minimizing the possible loss of work time.

It is the responsibility of the Office of Risk Management to work with the affected employees, their supervisors, General Counsel and the Third Party Administrator to resolve claims and return employees to productive University employment.

Worker's Compensation Forms to be Completed

Reporting Injuries & Obtaining Medical Care

Procedures for reporting work related injuiries and obtaining medical care:

  1. Injured/ill employee should report occurrence to supervisor immediately (but at least within 24 hours). An Accident Investigation Report must also be completed. The Supervisor must review the report, sign it, and promptly send it to the Risk Manager, Fisher Hall. If the employee needed immediate medical care and was put off of work prior to completing this form, one will be faxed or mailed to the employee as soon as they are able to complete it. An Accident Investigation Report must be completed even if the employee declines medical care.
  2. Supervisor should assess immediacy of medical care. If injury is minor (which includes mild abrasions, small cuts, rashes, minor strains), send the employee to Duquesne's Health Services for initial evaluation during available hours listed below. If more severe, contact the campus Emergency Number at 412-396-2677 (X2677) for assistance in arranging transport to Mercy Hospital.

    Health Service Hours

    Summer: Monday thru Friday, 8:30 a.m. to 4:30 p.m. Fall, Winter, Spring: Monday thru Thursday, 7:30am to 7:00 p.m.; Friday, 7:30 a.m. to 4:30 p.m.

  3. Supervisor should contact the Office of Risk Management at 412-396-6677 to report all injuries/illnesses as soon as possible, stating employee name, what happened, and if employee sought medical treatment. Leave a voice or e-mail message hughes@duq.edu, if no one is available.
  4. The Office of Risk Management will contact the employee to determine status of injury and necessary medical follow-up. A letter may be sent to the employee explaining pertinent workers' compensation issues and the medical providers that must be used according to Duquesne's Medical Provider Notice. She will also interact with physicians, supervisor, and employee to determine work status, physical restrictions, if applicable, and any temporary, light-duty positions needed to accommodate such restrictions. She will continue this process for the duration of the injury or illness.
  5. The Office of Risk Management will investigate causes of injuries or illnesses, and will review and enforce corrective actions to eliminate future incidents.
  6. The Supervisor should direct all medical provider reports or bills to the Office of Risk Management. Any unusual circumstances should also be reported for investigation.
  7. The Supervisor should make periodic inquiries to the employee to check physical status and offer support.

Please contact the Office of Risk Management at 412-396-6677 if the employee has any physical problems or illnesses which may affect their ability to perform their job, even if these problems were not caused by work.

Medical Providers

Duquesne University Medical Provider Notice for Work-Related Injuries/Illnesses
Effective: July 1, 2008

If you experience a work-related injury or illness, your employer, Duquesne University, through its Third Party Administrator, CompServices, Inc., P.O. Box 3460, Pittsburgh, PA 15230, (412) 402-4248, shall provide payment for reasonable surgical and medical services, services rendered by physicians or other health care providers, medicines and supplies, and orthopedic appliances and prostheses, as and when needed.

These services will be provided to you under Duquesne University's Workers' Compensation program as described below:

To insure that your medical treatment will be paid by Duquesne University, you are required to visit one of the one of the providers on our Panel Of Physicians.

 

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Quick Links:

Medical Leave Request Form

Medical Absence Claim Form

Application for Driving Privileges

Incident/Accident Investigation Report Form

OSHA 300 Logs:

2007 Report

 

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